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The controversy behind the savings vs. property investment debate has always been a heated one, but with the Bank of England implementing a new interest rate cut every month, this debate has never been so fierce.
Looking at the Bank of England’s recent interest rate cut; an all time low of 0.5%, the average savings account now only generates an annual income of 0.2%. Placed into context, a savings account that contains £5,000 will experience a profit of a mere £10 in its first year.
Property investment on the other hand has experienced rental fluctuations of 20% in the last 12 months; demand increases of 50% and mortgage offerings for as low as 2.89%*.
Add all these elements together and property investment is by far the more promising route, bringing with it real substantial results that investors can build a future on.
The real question lies in the scenario of who would win if savings and investing were equal in interest rate and deposit size… a question which we plan to answer.
*Based on HSBC’s 2 year 2.89% mortgage at a LTV of 60%
Imagine for a moment you have got £20,000 that you can freely invest wherever you want. Which of the above would you opt for?
In the current financial climate, property investment is the clear winner. By utilising the Property Mentor strategies and techniques you can expect to generate an average positive cash flow of £500+ per property, this figure by far surpasses the example offered in the above section.
Don’t believe us? Think we are making this up? Take a look as these figures, and you’ll soon see what we are talking about:
Scenario One:
You have got £100,000 in a savings account whose interest rate is 1.5%. In a year that would generate £1,500.
Scenario Two:
Using the original £100,000 you decide to invest in a 3 bedroom rental property that has got an interest rate of 1.5% which is to be paid over 25 years. In a month you would face mortgage repayments of £400.
Now considering that the average rental price of a property this size is £680 a month, with this one property you could make an annual passive income of £3,360 – an extra £1,860 more than placing this same cash amount into a bank!
Furthermore, if you have successfully utilised the systems and strategies that Property Mentor teach then this property would have equity already built in, and in all but the worst economic climates it would also be increasing in value, accruing additional equity.
At Property Mentor we are firm believers that everyone deserves the chance to turn property investment into a financial asset that will keep on working for you for many years to come.
Previous property investment experience is NOT needed.
Instead, you too can discover how to turn this lucrative field into a supplementary income that will boost your savings; increase your annual returns and will give you the freedom you deserve to offer your family real financial security - for life.
And at Property Mentor we can help.
Combining our 25 years of experience in property investment into 8 simple tools; you too will be able to use the exact same system we use every day, in order to build a successful property portfolio that will thrive in all financial climates.
Come property boom or credit crisis, these 8 investment strategies can give you the support you need to make the above statistics into real, credible annual returns.
A return that will keep on growing as your property portfolio continues to expand in size!
Simply attend our 2 hour taster session and during this time we can show you how it is possible to invest with no prior experience, using little, if any, of your own money and earn £500-£1,000 per property per month every month.
Property investment is not only reserved for property gurus! You too can have your slice, and let property investment offer you returns that no other savings account can.
During those 2 short hours you will discover how to:
And if you find that property investment is the right route for you, our additional weekend workshop can offer you the opportunity to gain accreditations and qualifications to establish your own business.
So offer yourself a safer route to increased returns and secure investments. Open yourself up to all that that the property market has got to offer.